How it Works

About BillsHappen®

BillsHappen® is an intelligent marketplace designed to help you find a personal loan lender now. With BillsHappen® you can find hassle-free financial assistance from reputable lenders. The entire process is safe, secure and completely online. No one to deal with in person, BillsHappen® does not charge you any fees to use our service.


Submit your request in just a few minutes

Once you’ve completed the form, your information is reviewed instantaneously by lenders to determine if they would like to work with you. If a lender decides they would like to work with you, you will be redirected to their website where you complete the lender’s forms, review the loan terms, and if agreeable to you, accept the loan to collect your funds as early as the next business day.*


Minimum Qualifications

  • 18 years or older
  • Valid Social Security Number
  • U.S. citizen or permanent resident
  • Employed, self-employed, or receiving benefits
  • Most lenders require a valid checking account to deposit your funds

Meeting these requirements does not necessarily guarantee you will find a lender.